WE WORK FOR YOU
Every business has been there, they get the one-carrier-door-to-door salesman knocking at their door. Most of the time, they have great products but what do the other insurance companies have? Are their prices different? Do they have better options? How can you possibly compare all the different options when the salesman is only knowledgeable about and endorsing one carrier? This puts a lot of people in the position where they just go with whatever comes through the door when there are so many options out there. The team at Red Mountain Benefits Group work for our clients, not the insurance companies. We are prepared to do the research for you and show you all the options available.
WE PROVIDE OPTIONS
If you heard about a certain company that has benefits you like, we will look at them and compare them with others to make sure that company is the way to go. On average, we compare up to 7 insurers for our clients to choose from. Some factors our team looks at to narrow down our search are: the insurer’s rating, their customer service experiences, and their cost effectiveness...
We are halfway through 2020 and it has been a year for the books. COVID-19 has changed many things but mostly, it has highlighted the need for affordable, reliable healthcare and healthcare technology. How has our agency changed to accommodate these unpredictable times?
IDENTIFYING THE PROBLEM
Even before COVID-19 hit, the Red Mountain Benefits Group team had been studying and learning about new forms of technology to better assist our clients. Many of the clients we serve are scattered throughout the United States and between different time zones, schedules, and needs, it can be cumbersome to talk to and advise each and every employee. Benefit management technologies have vastly changed the insurance environment. Normally, employees would be told to come to the conference room or break room on a certain work day to enroll in their benefits. They may not get all the privacy they need or the one-on-one time they need. Employees may also not have the time in their busy days to come and talk to a consultant. Our team understood these obstacles to benefits and wanted a solution.
FINDING THE SOLUTION
With benefit management platforms, instead of having to be face-to-face with an consultant...
We are proud to present an extensive "look book" to allow HR professionals and business owners to get a feel for what Red Mountain Benefits Group has to offer through our no-cost enrollment and HR solutions. If you'd like a full demo, please contact our specialist, Tatiana Neuman, through email: firstname.lastname@example.org
Hope you enjoy and we will be updating periodically to assure accuracy.
Most health and life insurance companies have some sort of online portal for employees to look at their benefits, for HR to add and remove employees, and for both parties to see how much these benefits cost. These are great until you have multiple carriers you have to login to, then it can get quite confusing and cumbersome. With an enrollment platform, you can not only manage all benefits in one place but you can manage employees, PTO, assets, and much more.
Enrollment platforms like the one our team uses use API (application programming interface) technology to import data from different carrier sites into one easy source. It is much like how Trivago pulls information from different travel sites, and Realtor.com pulls information from different realtor sites. This software makes managing data much more streamlined. HR no longer has to go on three different carrier sites to terminate an employee, they can do it once through the enrollment platform and be done. When HR has to juggle too many different sites to put the same information in, this may lead to errors. Maybe the employee had vision with VSP and HR only terminated them on the major medical and dental with BCBS. This applies to adding employee coverage as well. It can be a lot to add the same employee’s name, address, and dependents multiple times. Since we know HR has a lot on their plates, having something that can automate this process can relieve a lot of these repetitive tasks.
Answers to some of our most asked insurance questions
We asked our followers and consultants what their most asked insurance questions are and here we will attempt to broadly answer them. Disclaimer: Every person has a different situation unique to them, some of these answers may not be applicable to you and your situation, please contact your HR or benefit consultant regarding your needs.
Q: Will this voluntary worksite policy pay even if my major medical covers it?
A: In most cases, yes! Worksite benefits include accident, critical illness, cancer, and others. Many of these pay directly to you, the policyholder or member. These policies may have a schedule of payments that are paid to you if something happens, regardless of what your major medical would have paid. The best example of this is the accident policy. Say you slip and fall at home while playing with your children and break your wrist. Your major medical will take care of some medical fees for you and pay the hospital or doctor you go to. However, your accident policy will pay a set amount directly to you. You can use this money towards your major medical co-pays or deductibles or whatever you need to, the money is yours to use at your discretion!
Q: Will my disability policy pay even if I got hurt at work and received workman's compensation?