No one likes to think about death and dying, but what would your spouse and children do if you were to suddenly leave them too early? Life insurance does not just cover your funeral costs, it can cover other costs that, without the benefit, could leave your family in a real pickle.
1. Pay-off debit
Say you were in the hospital for a while before you passed, your family is now responsible for paying those hospital bills. You would not want them to worry about paying those while they are trying to pick up the missing pieces. Life insurance can cover it.
2. Replace your income
If you are the primary breadwinner in your family, your passing can dramatically change your family's quality of life. Life insurance can help fill the gap of your family not receiving your income anymore so your family can continue to live the same lifestyle.
3. Pay for future goals
Many of us have goals that are far into the future, you would not want your family to give up on what you started just because you are no longer there. Life insurance can be used towards these goals, like college, weddings, and traveling the world.
If your employer offers life insurance, talk to HR about what you need to do in order to get on it. If not, do not worry, RMBG offers individual life policies with some of the best life insurance companies in the world! Talk to a RMBG team member for quotes.