What does it mean to be carrier "indifferent"?

WE WORK FOR YOU

Every business has been there, they get the one-carrier-door-to-door salesman knocking at their door. Most of the time, they have great products but what do the other insurance companies have? Are their prices different? Do they have better options? How can you possibly compare all the different options when the salesman is only knowledgeable about and endorsing one carrier? This puts a lot of people in the position where they just go with whatever comes through the door when there are so many options out there. The team at Red Mountain Benefits Group work for our clients, not the insurance companies. We are prepared to do the research for you and show you all the options available.

WE PROVIDE OPTIONS

If you heard about a certain company that has benefits you like, we will look at them and compare them with others to make sure that company is the way to go. On average, we compare up to 7 insurers for our clients to choose from. Some factors our team looks at to narrow down our search are: the insurer’s rating, their customer service experiences, and their cost effectiveness...

This method of benefit search also allows for “mix and match.” You can pick and choose which benefits from the different companies you like the best. For example, if you like the rates of the life and disability coverage from company A but the rates on their accident and critical illness coverage are not the best, you can get the accident and critical illness from company B, whose rates look a lot better. The Red Mountain team will help make recommendations but the ultimate decision is always up to you since you know your employees needs the best.

WE ADVOCATE ON YOUR BEHALF

Our team works with only top-rated insurance companies to provide you with the best options in the market. We want to make sure your employees and their families are taken care of for a long time, which is why we try to recommend carriers that have little to no rate fluctuation. It is always important to take a look at your benefits at least once a year to ensure they are still working for you and your employees. If you determine your current benefits are not the best the market has to offer anymore or if you want to see if there are any more cost effective benefits, we will help you with that too. No matter what insurer you decide to go with, our team is here for you, advocating on your behalf. We will work with the different insurers to make sure you’re getting the best deal.

OUR PROMISE

So what does it mean to be carrier indifferent? It means we work for you, we serve you the client. Our team does not have quotas to make in order to stay active with a certain carrier, giving us more time to work on our clients’ behalf. Think you may be interested in our services? Shoot us a call or email and we would be happy to take a look at your current benefits at no charge. We promise you will like our recommendations!